Economic jitters send Mortgage Rates to 4.42 PCT. Zibell By ALAN Rates do not include add-on fees designated as points. Point is equal to 1 per cent of the total loan amount. The nationwide fee for loans to Freddie Mac's survey averaged 0.7 points for 30 years and 1 year Mortgages. They averaged 0.6 points for 15 years, and mortgages of five years.
