Other Recent Articles
Mortgage Aid Package Debated
The U.S. Treasury announced yesterday that its mortgage assistance initiative helped 45,000 distressed subprime homeowners get new loans in its first month, but critics say that many of them have not received long-term relief and may even end up facing higher total costs. There is concern among experts that these efforts may just be repeating […]
Popularity: 15% [?]
5Mar2008 | Justin Kuepper | 0 comments | Continued
Mortgage Insurance Face the Music
Shares of mortgage insurers plunged today amid mounting concerns that their businesses will face huge write-downs as the mortgage markets worsens. Many such insurers have seen huge increases in missed payments on mortgage loans that have forced many of these insurers to pay up on their claims. Some have sought to raise more money through […]
Popularity: 13% [?]
4Mar2008 | Justin Kuepper | 0 comments | Continued
Complicated Home Foreclosures Add to Woes
Foreclosing on a home is a lengthy and complicated process involving many different parties. Seemingly obvious things like the ownership of the home loans themselves can be difficult to ascertain as more mortgages are packaged up by the thousands into securitization trusts that are then sold off to investors. In fact, 40 percent of creditors […]
Popularity: 14% [?]
4Mar2008 | Justin Kuepper | 0 comments | Continued
New Laws Could Significantly Change Mortgages
Lawmakers are finding themselves under increasing pressure from the public to take action to reform the mortgage markets amid the biggest housing problem in U.S. history. There are at least two ideas on the table at the capitol that promise to have widespread consequences if passed for all lenders and financiers involved with mortgages - […]
Popularity: 11% [?]
3Mar2008 | Justin Kuepper | 0 comments | Continued
Don’t Forget the Reverse Merger
Foreclosures are continuing to rise and it doesn’t look like they will be letting up anytime soon. Many homeowners may not have many options available to them until Congress agrees on a solution, but those older than 62 do have one other big option - a reverse mortgage. These allow you to take out a […]
Popularity: 9% [?]
3Mar2008 | Justin Kuepper | 0 comments | Continued
Low Income Housing Tax Credits
Low income housing tax credits can be an extremely useful tool for developers (creating housing projects in low income neighborhoods) and consumers themselves. Here’s a copy of the law:
Memorandum Of Understanding Among The Department Of The Treasury, The Department Of Housing And Urban Development, And The Department Of Justice
Preamble
The United States Departments of the Treasury, […]
Popularity: 29% [?]
29Feb2008 | Justin Kuepper | 1 comment | Continued
Tax Tips for Selling Your Residence
Many homeowners are able to exclude the income from the sale of their primary residence from their income. The ownership test needed to realize this exclusion requires that you - for the 5-year period ended on the date of sale - you must have owned the home for at least two years and lived in […]
Popularity: 21% [?]
29Feb2008 | Justin Kuepper | 0 comments | Continued
Foreign Buyers Continue to Target US Vacation Properties
Many realtors in Southern California and other tourist destinations in the United States haven’t really noticed the housing bubble as much as the mainstream, despite what you may have heard on the news. Beachfront properties and other prime real estate destinations are being scooped up at a breakneck pace by foreign real estate buyers and […]
Popularity: 12% [?]
28Feb2008 | Justin Kuepper | 0 comments | Continued
Fed Sees Hope in Housing Amid Stagflation
Many economists believe that the US economy may now be at risk of stagflation - a term used to describe a period of slowed economic growth and rising unemployment with the possibility of recession. The notion was supported by U.S. consumer confidence that recently slumped to five year lows on grim news on housing prices […]
Popularity: 10% [?]
27Feb2008 | Justin Kuepper | 0 comments | Continued
Large UK Lender Requires 25% Down
Nationwide UK announced increased standards this week that may put a huge stop on home buying by those with poor credit. The lender will tell homebuyers that unless they have a deposit of 25% or more of the value of a property, they will face higher mortgage rates. The move will be a blow to […]
Popularity: 10% [?]
25Feb2008 | Justin Kuepper | 0 comments | Continued
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How many years is the mortgage over? 
Very interesting articles.
It will be interesting see where that leads to in the near future. 
How much do you save on monthly payments for a $130,000 when you go from a 9% rate to 6% 
Definitely one of the best kept secrets in commercial real estate! This can save you a ton of money, plus ...