Financing
Condo Conversions Become Repartments
Condo conversions gained enormous popularity during the last few years before the mortgage market turned as they offered a way for apartment owners to cash in on the value of their newly-sky-high properties in one big swoop. Essentially, this strategy enabled investors to capitalize their buildings by selling off units as condos instead of renting […]
Popularity: 12% [?]
10Jan2008 | Justin Kuepper | 0 comments | Continued
When Should I Refinance My Home?
Refinancing a mortgage is simply the process of replacing an existing mortgage with a new one on different terms. Often times, people refinance mortgages in order to reduce interest rates, extend repayment time, pay off other debts, reduce or alter risk, or raise cash for other uses. On the downside, some fixed mortgages contain penalty […]
Popularity: 13% [?]
31Dec2007 | Justin Kuepper | 0 comments | Continued
Commercial Developers Shy from Wall Street
Real estate developers are facing increasingly difficult financing conditions these days as many banks have tightened their lending standards. The new standards have forced the amount of capital required upfront from 10% to 15% last year to over 25% now while also eliminating interest-free loans and debt based on anticipated future revenues. As a result, […]
Popularity: 11% [?]
20Dec2007 | Justin Kuepper | 0 comments | Continued
Subject To Financing Explained
“Subject To” – or sub2 – deals involve having a seller deed the property to you while leaving the existing mortgage in place. There is no formal assumption of the loan; you just start making the payments. This strategy is so profitable because homeowners are often table to obtain much better credit terms than real […]
Popularity: 32% [?]
14Dec2007 | Justin Kuepper | 0 comments | Continued
A Look at Basic Deal Financing
Commercial real estate deals are often very expensive propositions and therefore require a substantial amount of outside financing. This outside financing comes in two forms: debt and equity. Debt financing is preferable as it is widely considered to be “less costly” than equity financing. However, it is much harder to obtain and requires collateral. As […]
Popularity: 19% [?]
11Dec2007 | Justin Kuepper | 0 comments | Continued
Payday Loans Online are really of great help to people with urgent needs. Adding to it is it's becoming easy ...
How many years is the mortgage over? 
Very interesting articles.
It will be interesting see where that leads to in the near future. 
How much do you save on monthly payments for a $130,000 when you go from a 9% rate to 6% 
Definitely one of the best kept secrets in commercial real estate! This can save you a ton of money, plus ...