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Feature Article #1

A Look at Basic Deal Financing

Commercial real estate deals are often very expensive propositions and therefore require a substantial amount of outside financing. This outside financing comes in two forms: debt and equity. Debt financing is preferable as it is widely considered to be “less costly” than equity financing. However, it is much harder to obtain and requires collateral. As […]

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Justin Kuepper | December 11th, 2007 | Continued

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Feature Article #2

3 Lending Ratios You Should Know

Commercial lenders follow very specific guidelines when approving loans for commercial real estate projects. Commercial real estate loans involve substantially greater risk than regular loans because of the large deal sizes that can range from thousands to millions of dollars per project. As a result, commercial lenders employ three major ratios into order to ensure […]

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Justin Kuepper | December 11th, 2007 | Continued

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Feature Article #3

Defer Your Taxes with a 1031 Exchange

The 1031 exchange rule of the IRC (Internal Revenue Code) enables real estate buyers to defer the capital gains that they incur by selling a property by using the proceeds to purchase a like-kind property. Unfortunately, this tax-free exchange is only available to those engaging in commercial real estate transactions, investment property transactions or vacation […]

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Justin Kuepper | December 10th, 2007 | Continued

About this Site

TheMortgagePot.com covers real estate topics ranging from home mortgages to commercial real estate tax concerns. Our goal is to help home owners as well as real estate investors maximize their profits in the market while keeping them informed of current issues.
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Other Recent Articles

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Tips for Avoiding Foreclosure

New housing legislation is set to help as many as 500,000 homeowners avoid foreclosure by helping them refinance into more affordable government-backed mortgages. However, many more struggling borrowers will not qualify for the programs. Luckily, there are some alternatives for these homeowners in the form of “short sales” and “deed in lieu of foreclosure” transactions. […]

Popularity: 27% [?]

28Jul2008 | Justin Kuepper | 0 comments | Continued
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The Foreclosure Cottage Industry

A foreclosure is a very long process that nobody really wants to occur, so when it does there is often an element of apathy involved. Foreclosures can take years to process as the legal dance waltzes through the backed up local court systems. The result is a property that sits unattended and often falls victim […]

Popularity: 41% [?]

8Jul2008 | Justin Kuepper | 0 comments | Continued
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Housing Markets Continue their Decline

For-sale signs are sprouting up like dandelions in today’s housing markets, which is extremely bad news for anyone looking to sell their house. Earlier this week, one report showed housing prices falling some 14.1% nationall in March from a year earlier while a second showed sales of new homes near their lowest levels since 1991.
Markets […]

Popularity: 49% [?]

24Jun2008 | Justin Kuepper | 0 comments | Continued
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Homebuilders Continue to Suffer

Homebuilder D.R. Horton, Inc.’s (NYSE: DHI) second quarter results sent ripples throughout the sector Tuesday, driving major competitors Pulte Homes, Inc (NYSE: PHM), Lennar Corporation (NYSE: LEN), and The Ryland Group, Inc. (NYSE: RYL) down in midday trading.
Texas-based D.R. Horton, famous for its slogan “America’s Builder,” reported a second quarter Tuesday with almost no […]

Popularity: 77% [?]

21May2008 | Justin Kuepper | 0 comments | Continued
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Condos as a Temporary Solution

With such an incredible problem with prices in the housing markets, how does one know what to do, or where to go? As housing values are depreciating and it’s getting harder and harder to sell houses, it is now suggested that condominiums may be the best option.
Condos offer flexibility in your living, short or long-term, […]

Popularity: 91% [?]

14Apr2008 | Justin Kuepper | 0 comments | Continued
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Mortgage Advertising Remains Shady

Promotions for cheap loans and easy credit are continuing strong despite a weak mortgage market and a horrible subprime meltdown. The difference is that lenders have moved on from the “Bad credit? No problem!” pitch and onto targeting those who have good credit and plenty of home equity. Since fewer homes are being sold, mortgage […]

Popularity: 98% [?]

4Apr2008 | Justin Kuepper | 0 comments | Continued
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The Rate Freeze and You…

The Mortgage Meltdown, the Rate Freeze, and You
The U.S. government saw the rising foreclosures in 2007 and decided to implement a rate freeze program to help relieve homeowners. It negotiated with many different mortgage service companies, including Countrywide Financial, Citigroup, Washington Mutual and Wells Fargo to create a program that would prevent mortgage rates on […]

Popularity: 100% [?]

4Apr2008 | Justin Kuepper | 0 comments | Continued
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Construction Spending Declines

Construction spending declined for its fifth consecutive month in February, but far less than many analysts expected. The report showed a decline of 0.3% in spending compared to market expectations of around -1% and up from a prior estimate of -1.7%. This is good news for the real estate industry that has been struggling with […]

Popularity: 96% [?]

1Apr2008 | Justin Kuepper | 0 comments | Continued
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Housing Prices Drop 11.4% in January

Single-family home prices in the top 10 metropolitan areas in the U.S. were down 11.4% in January compared to last year, according to the S&P/Case-Shiller home-price indexes. The move marks the latest in a series of blows to the housing market since the subprime collapse took its toll and forced thousands of foreclosures. These foreclosures […]

Popularity: 100% [?]

25Mar2008 | Justin Kuepper | 0 comments | Continued
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Leasing a Storefront Property

Storefront properties are those that have visibility from the street and are typically great investment properties given their low tenant turnover compared to office properties. Many storefront investment opportunities come in the form of outdated commercial or even residential properties located in downtown areas that can be improved or converted to lease for a steady […]

Popularity: 100% [?]

24Mar2008 | Justin Kuepper | 0 comments | Continued